How much can I afford to borrow? How much can I afford to borrow? How much can I afford to borrow? Use this calculator to find out how much money you can afford to borrow. Payment amount Number of payments Interest rate Show payment schedule You can afford to borrow $44,521.89. Calculator tipsThis calculator does not tell you if you will qualify for the loan. Qualification depends on many factors including your credit rating.This calculator uses monthly compounding and monthly payment frequency. Calculator disclaimer The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Presented by TimeValue Software ©2022