SMART SAVERS PROGRAM
Our Smart Savers Program is a great way to motivate students to earn good grades and to help develop financial skills at a young age. It’s designed to give students financial independence and help establish a sound financial foundation for future decision making.
Earn Cash for Good Grades
Students in grades K-12 can open a Smart Savers Account with as little as $5. (Students younger than age 18 must have a parent or guardian present to open an account).
Students must present their report card within 20 days of the end of every grading period.
For every "A" in math, science, social studies, and language arts, students will have $5 deposited into their account ($20 maximum per grading period).
INTEREST ACCRUES DAILY
Interest accrues daily and is earned and paid semi-annually on the balance in the account. All Smart Savers accounts must have a balance of at least $1.00 to earn interest.
NO MONTHLY CHARGES
There are no monthly service charges.
PARENT MUST BE PRESENT
Smart Savers accounts are held in the child's name, however a parent or guardian must be the authorized signer of the account. (This is not a UTMA account). The child must be present for all withdrawals.
EXCLUSIVE NEWSLETTER
All Smart Savers will be added to our exclusive email list to receive fun activities, kid-friendly tips on saving and how to be financially healthy, and invitations to Fleetwood Bank contests and events.
FREE T-SHIRT
Every Smart Saver will be offered a complimentary "I'm A Fleetwood Bank Smart Saver" t-shirt upon enrolling.
Terms and conditions subject to change at any time. Member FDIC.
DISCOVER THE RIGHT PROGRAM
![](https://www.fleetwoodbank.com/wp-content/uploads/2024/08/8-1.png)
- Earn up to $20 per grading period
- Kids can learn how to save money with their savings accounts.
- No monthly maintenance charges.
- Kids can open a savings account with a parent / guardian present to act as the authorized signer.
![](https://www.fleetwoodbank.com/wp-content/uploads/2024/08/9-2.png)
- Earn up to $20 per grading period
- Students, age 13-26 years, can learn how to manage money with their savings accounts and checking accounts.
- No monthly maintenance charges under the age of 18.
- Free Debit Card
- They have two debit card design options: